Garner Health Reimbursement
Through Garner Health
Garner Health is a FREE benefit for members enrolled in the PAISBOA HBT's PPO, High-Deductible, or EPO medical plans. It helps you find the best doctors while lowering out-of-pocket medical expenses.
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With Garner's doctor search tool, you can easily find high-quality, in-network Top Providers - doctors proven to follow best practices, make accurate diagnoses, and deliver excellent results. When you visit a Top Provider, you may receive reimbursement through their Garner Health Reimbursement Arrangement (HRA), helping to offset out-of-pocket costs. Garner will help cover up to $1,000 for individuals or up to $2,000 for families.*
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Expenses eligible for reimbursement begin on March 1, 2026. We encourage you to create an account and begin creating your Care Team today.
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Create your free Garner account and enter for a chance to win $50. Sign up with Garner between February 16 - March 31, 2026, and you'll be entered for a chance to win a $50 Visa gift card! 20 winners will be selected.
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For easier management of your benefits, download the Garner Health app from the Apple App Store or Google Play Store.
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* Plan participants enrolled in a high-deductible health plan (HDHP) must first pay out-of-pocket toward their health plan's deductible before being reimbursed by Garner. In 2026, the IRS minimum deductible is $1,700 for individuals and $3,400 for families.
Sweepstakes Entry Period 2/16/2026 - 3/31/2026. Eligible only to those who are (i) 18 years of age or older, (ii) enrolled in a PAISBOA HBT PPO, HDHP, or EPO health plan, (iii) are currently employed at a PAISBOA HBT member school, (iv) have created a Garner Health account prior to 3/31/2026, and (v) are legal residents of the United States. Void where prohibited. Contact info@phbtrust.org to request Official Rules for full details. NO PURCHASE NECESSARY. Garner has no financial relationships with doctors. Recommendations are based solely on independent analysis, not commission or fees.
