Garner Health Reimbursement

Garner Health is a FREE benefit for members enrolled in the PAISBOA HBT's PPO or High-Deductible medical plans.* It helps you find the best doctors while lowering out-of-pocket medical expenses.

​

With Garner's doctor search tool, you can easily find high-quality, in-network Top Providers - doctors proven to follow best practices, make accurate diagnoses, and deliver excellent results. When you visit a Top Provider, you may receive reimbursement through their Garner Health Reimbursement Arrangement (HRA), helping to offset out-of-pocket costs. Garner will help cover up to $1,000 for individuals or up to $2,000 for families.**

​

Expenses eligible for reimbursement begin on March 1, 2026. We encourage you to create an account and begin creating your Care Team today. ​ 

​

For easier management of your benefits, download the Garner Health app from the Apple App Store or Google Play Store. 

​

* Plan participants enrolled in an HMO plan are not eligible to participate in Garner Health, as they benefit from built-in care coordination through their primary care physician. 

** Plan participants enrolled in a high-deductible health plan (HDHP) must first pay out-of-pocket toward their health plan's deductible before being reimbursed by Garner. In 2026, the IRS minimum deductible is $1,700 for individuals and $3,400 for families.